Heavy Equipment Financing Built for Contractors, Dealers, and Owner-Operators
Fast approvals, flexible terms, and funding solutions for construction, aggregate, trucking, agriculture, and industrial equipment.
Rates from 4.99%
Competitive fixed rates
$0 Down Options
Flexible payment plans
Quick Approval
Easy process, fast decisions
Up to 6 Months Deferred
Deferred payment options
$2B+
Equipment Financed
15K+
Businesses Served
24hr
Average Approval
98%
Customer Satisfaction
Heavy Equipment Financing for All Types
IronRock Capital finances all types of construction and heavy equipment. Browse by category or search for specific machines.
Don't see your equipment? Contact us — we finance virtually all types of heavy machinery.
Heavy Equipment Finance Specialists
We specialize in heavy equipment financing, not general lending. That means faster approvals, better terms, and a team that understands your business.
Fast credit approvals
Flexible structures other lenders can't offer
Financing for startups through large corporations
Funding available nationwide
Experienced heavy-equipment finance specialists
Vendor Partner Program — 100% Free to Join
Help your customers secure financing faster while closing more equipment sales. Our Vendor Partner Program gives dealers, brokers, and equipment sellers direct access to fast approvals and flexible funding solutions — at no cost to participate.
Free dealer enrollment — no signup fees
Same-day credit approvals
Dedicated vendor support team
Financing solutions for new and used equipment
Support for dealer and private-party transactions
Referral incentives available
Funding available from $10K to $10M+
Joining the Vendor Partner Program is completely free, with no long-term contracts required.
From Application to Equipment in 4 Simple Steps
Apply Online
Fill out our simple financing application in under 2 minutes. No hard credit pull required for initial approval.
Get Approved
Receive a financing decision within 24 hours. Our team reviews every application personally.
Choose Equipment
Select your equipment from any dealer or private seller. We finance new and used machinery.
Start Working
Close your deal and put your equipment to work. We handle the paperwork so you can focus on your business.
Get Pre-Approved in Minutes
Complete our quick application and a financing specialist will reach out within 24 hours with your personalized options.
- No hard credit inquiry required
- Financing from $10,000 to $10M+
- New and used equipment eligible
- Terms from 12 to 84 months
- Seasonal payment options available
Your information is secured with 256-bit SSL encryption and will never be sold to third parties.
Ready to Finance Your Equipment?
Get started today with fast approvals, flexible terms, and dedicated support from equipment finance specialists.